Tuesday - Sep 28, 2021

Are you earning Cash back for your online purchases?

Are you earning Cash back for your purchases? I always make sure that for every dollar I spend, I try to get maximum value, here is how I do it.

  • Like you, I always try to find the best price for the product/service by shopping around


  • I always pay my purchase using a Credit Card (where Possible) to ensure that I earn Cash back or frequent flyer miles and the cash back I earn depend on the promotions during that period and the categories (example: 5% cashback from Discover for all online purchases up to $1,500 in Q4-2014)



How do you find the most rewarding shopping portal?


I use Cashback monitor or ev reward to find out which shopping portal gives maximum cashback.


Cashback Monitor


Why do cashback portals pay you?

Cashback portals get commission from stores for sending customers their way and cashback portals pay you a portion of that commission for using their portal.


Case Study:


Let us take a scenario: You need to shop at Kohl’s, you will start with Cashback monitor and search “kohl’s


Shop Discover has the maximum cashback


You can find that, “Shop Discover” offers 10% cashback for purchases at Kohl’s and this can be combined with the 5% cashback from Discover credit card bonus for Q4-2014 category: online purchases.

However, this is only valid for Discover account holders. If you do not have Discover credit card, you can get 6% cashback from Extrabux or Ebates.  This 6% cashback is on top of all the promotions/coupons you use at Kohls.com


Now Login in to your Ebates account and search for Kohls. If you don’t have an Ebates account, you can sign up for free or you can use my referral link here.  Once you find the store, you just need click “Shop Now” from that Portal and complete your shopping as you would normally do. You will get cashback quarterly, and you can choose the method of payment (Check, PayPal etc..) So you can get an additional cashback, as high as 15% (through Shop discover and Discover credit card) when you shop at Kohl’s. and this can be done at most of the stores.






Most shopping portals also has a Referral Program – You can refer your friends and family members and earn a bonus after the person you referred makes a purchase.



If you are concerned about the shipping charges for shopping online, Now a days, most stores offer In-store pick up, this will let you earn cashback and avoid shipping charges.


If there is a American express Sync Promotion for the particular store you are planning to shop, you could triple dip the savings (Store Promotion, Cash back portal & American express sync offer)


Mileage Points:

As you might have noticed from Cashbackmonitor.com, you could also earn Frequent flier miles for your online purchases. There will be another post in the next few days explaining the frequent flyer miles earning opportunities for shopping online.



You can save money for your online purchases through cashback portals and you can find the most rewarding cashback portal using Cashback monitor or ev reward.  Remember that, most Cashback portals offer additional cashback during holiday season.

This post demonstrated a case study for one cashback portal and one store, but this trick can be used for many stores and using many cashback portals.


Disclaimer:  Links mentioned in this post do not earn us any commission.

Editorial Note: Opinions, analysis and any calculations shown are authors alone. Information in this post is not reviewed, approved and endorsed by any airlines, frequent flyer programs or financial institution

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