Monday - Dec 11, 2017

Discover Apple Pay 10% Cashback Promotion – Excludes Gift cards purchases


Earlier, we have written about the great deal offered by Discover – You can get an additional 10% cashback when you pay with Discover Card using Apple Pay.

This is great deal and you can get more than $2,000 cashback when combined with the Discover double cash promotion.

Starting today, Discover explicitly spelled out that Gift card purchases excludes the 10% cashback. While it is not clear whether this rule will be enforced or not – it adds some confusion to folks who are relying on buying Pin enabled gift cards to maximize the promotion.

 

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The best course of action is to hold of on gift card purchases until we know that gift card purchases are triggering the 10% cashback when the statement is generated.

If you decide to continue with the gift card purchases, you may be better of adding a  small item to the transaction (Chips, Gum , Chocolate etc..) which may help.

 

Conclusion:

You can now add Discover credit cards to Apple Pay. Starting 09/18/2015, Discover explicitly mentions that the gift card purchases are excluded from earning the additional 10% cashback.

It may be better to wait a few days until we get confirmation if this rule is indeed enforced or not.

 

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Editorial Note: Opinions, analysis and any calculations shown are authors alone. Information in this post is not reviewed, approved and endorsed by any airlines, frequent flyer programs or financial institution

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