Friday - Jul 10, 2020

Confirmed: Citi Prestige Card Is Losing Some Benefits

There has been lot of talk about the changes to the Citi Prestige card. The most notable change is the signup bonus.  Now, you can only get 40,000 ThankYou Points after spending $4,000 or more with in 3 months, which used to be 50,000 ThankYou points after spending $3,000 or more within 3 months.



Citi sent an email summarizing the changes. Here is the text from the email.

As a valued cardmember, we want to inform you of changes to your Citi Prestige card. As of July 23, 2017 , some of your existing benefits will no longer be offered or will be changed.

Lounge Access

Access to American Airlines Admirals Club®  lounges will no longer be offered with your Citi Prestige® Card.

You will continue to have complimentary access to Priority Pass TM  Select Lounges and Citi® Proprietary Lounges. You, your authorized users, immediate family or up to two guests will continue to enjoy access to over 850 airport lounges worldwide.

Redeeming ThankYou® Points for Flights

You will only receive 25% greater value versus gift cards on all airfare redemptions with your ThankYou® points. For example, 50,000 ThankYou points will now be redeemable for $625 in airfare on all airlines available at

Complimentary International Golf

The three complimentary rounds of golf will no longer be offered with your card for reservations made on or after July 23, 2017. You’ll continue to have access to over 2,000 celebrated and legendary golf properties around the world with access to select TPC properties provided by MasterCard.

Complimentary 4th Night *

The Complimentary 4th Night benefit will be calculated based on the average nightly rate of your complete stay for reservations made on or after July 23, 2017. Please see the reverse side of this letter for examples of how the benefit will be calculated. Taxes will no longer be included within the statement credit. You will still be able to enjoy your benefit at any hotel with no restrictions on the number of times you can use this benefit. All other terms of the Complimentary 4th Night benefit will remain unchanged.

The following benefits of your Citi Prestige card will remain unchanged:

Ÿ Your annual $250 Air Travel Credit

Ÿ $100 Statement credit for your Global Entry or TSA Pre Ö ® application fee

Ÿ No foreign transaction fees on purchases

Ÿ 24/7 Access to the Citi Prestige Concierge

Ÿ 3x Points on Air Travel & Hotels, 2X points on Dining & Entertainment and 1 Thank You® Point per $1 spent on other purchases

Ÿ Travel & Emergency Assistance, Trip Cancellation & Interruption Protection and Trip Delay Protection

Ÿ If you have an eligible banking relationship, you will continue to receive your Relationship Bonus.


Citi should be given credit for giving a full year notice, so you should not worry if you have recently paid the annual fee. However, many folks would evaluate when the  $450 annual fee is due the next time.

For many, the biggest impact would be the loss of Admirals club access and the change in ThankYou points value to 1.25 cents when redeeming for flight tickets at



Effective July 23, 2017, there are several changes to the benefits of Citi Prestige card. Some of the notable change includes loss of Admirals club access and change in value of ThankYou points.

We have almost 1 year to enjoy the current benefits and take advantage of the unrestricted 4th night free.


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Editorial Note: Opinions, analysis and any calculations shown are authors alone. Information in this post is not reviewed, approved and endorsed by any airlines, frequent flyer programs or financial institution

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