One of the great feature of Amex Serve is the ability to load $200/day (limited to $1000/month) using credit cards. Starting April 16, 2015, loading Serve is only allowed with American Express Credit cards, you will not be able to load with Visa, Master Card or Discover credit cards.
This is one of the simplest method to meet credit card minimum spending and is effortless to spend $1,000 per month.
What does it mean?
- You can still complete your credit card loads for the month of Apr-2015, but you need to complete on or before Apr-15-2015.
- After Apr-15- 2015, you can still load serve with American Express Credit cards, but the downside is, this spending will not earn points, but counts towards any minimum spending requirements.
- While this is still not clear, you can still earn miles/points with American Express cards issued by other banks (ex: Wells Fargo Propel 365, Asiana Airlines American Express card by Bank of America)
What are the other options?
You can still use Serve card for loading Visa gift cards at Walmart. We will write another detailed post on how to load gift cards to Serve. However, Visa gift cards comes with a fee of $4 to $7.
You can switch to Target REDcard. This is a fairly new product similar to Amex Serve, but Target allows you to load upto $5,000 per month using Credit cards (this may change in the future), so you can spend up to $5000 per month on your Credit card.
However, REDcard is only available at participating Target Stores and is limited to certain states. If you do happen to find a REDcard, you can buy a temporary REDcard in store. Close your Serve account and register for a permanent REDcard online.
Starting April 16, 2015 Amex Serve will not allow Visa, Master Card and Discover cards for online Credit card loads. only American Express credit cards are allowed.
REDcard may be a good alternate choice, if you can find one. Otherwise, you can still use Serve for loading visa gift cards at Walmart.
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