Tuesday - Sep 28, 2021

American Express Platinum card with 25,000 Points offer and no Annual fee for first year

Through Ameriprise, you can get American Express Platinum card along with 25,000 bonus membership reward points after spending $3,000 or more in eligible purchases within 3 months and $0 annual fee for the first year (includes up to 3 authorized users)



This card normally comes with an annual fee of $450, and if you add an authorized user you will be charged an additional $175 for the first 3 users and $175 for each additional user. Signup bonus can vary from 25,000 to 40,000 membership rewards points in Amex website and targeted offers up to 100,000 points.


What is special about this card?

American Express Platinum card comes with a wide range of benefits including $200 statement credit every calendar year towards travel incidentals, Lounge access, SPG Gold status and many more.



Snapshot of key benefits


Why is this a better for many folks?

100,000 signup bonus offer is targeted and usually requires a much higher spend. for those who cannot spend big amount, this offer may be a better deal

You are saving $450 on your first year annual fee

All Authorized gets the same benefits as the primary card holder, except the sign up bonus and $200 statement credit towards incidentals. So you family members can also enjoy the platinum card benefits.

Since you can add 3 authorized users for free with this offer, you save a total of $625 ($450 + $175) on your first year membership fees.



  • Since the $200 statement credit towards incidentals is a calendar year benefit, you can redeem it twice during the first membership year.


  • Many folks were successful in buying airline gift cards and get the $200 reimbursement.



  • Many folks have reported successful approvals even though they are not a Ameriprise clients.


There is an American Express Platinum card offer with 25,000 Signup bonus and $0 annual fee for the first year. This can be a better offer for many folks who cannot meet higher minimum spends and would like to avoid annual fee (for the first year).

Even though this offer is intended for Ameriprise clients, many folks in this Flyertalk thread have confirmed successful approval without any relationship with Ameriprise


Disclaimer:  Links mentioned in this post do not earn us any commission.

Editorial Note: Opinions, analysis and any calculations shown are authors alone. Information in this post is not reviewed, approved and endorsed by any airlines, frequent flyer programs or financial institutions



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